Nowadays, many schools are enrolling in a personal finance course. Finance courses teach students how to manage money and have a successful job when they grow up. From kindergarten onwards, the students will take personal finance courses that are age-appropriate. So now, along with Mathematics, World language, Science, History, Social Studies, Arts, and lots more other academic courses, a personal finance course is enrolled. However, enrolling in this personal finance course is not as practical as having normal academic courses.
If a personal finance course is enrolled, students may have a hard time in so many classes. Even without the finance course, students already stay up late to work on their academic courses. Students have a total of 11 or even more classes, including English, History, Social Studies, Arts, Mathematics, Science, World Languages, Philosophy, Religion, Computer Science, and Physical Education. If a personal finance course is enrolled, students will soon have to work on 12 classes in total. Also, taking away one or two academic classes is not an option: all academic classes are important. Most high schools start classes at 7:30 AM, and due to so much homework, many students sleep at around midnight. That is only 7 and a half hours to sleep, while teenagers need more than 9 hours of sleep. If the personal finance course is added, students will get even less sleep and could have health problems. Adding a personal finance course can make students have a hard time studying, which could students' health.
Not everyone will use their learnings from this course in their jobs and future. If one’s future job requires business and marketing, one will already have this less in their schedule. There are 9 or more marketing jobs in total, which means there are over 11991 other careers and jobs that one could take. If one needs to learn about marketing and business in their future job, one will definitely need to have this finance course. However, the people who will have the 11991 other jobs in the future do not need to learn in this finance course at all. Many successful and good jobs like doctors and artists do not require a marketing degree or any idea of business at all. For example, while an artist does not need a faint idea about finance, one is paid well with 75000 US dollars a year, and a lot more from using one’s art in touring, movies, video games, selling merchandise, and more. That makes it about 99.9% of people who do not need a personal finance course. The other 0.1% of people will already have a finance course on their schedule. Many jobs and careers do not require any information on finance, so the personal finance course is not practical for everyone to learn about.
Finance is a big idea with many topics that would take a long time to learn. However, if we just want to manage money in our daily lives, we can just search about this small topic; we don’t need to waste several years learning all about business and finance. Learning all about this finance subject can take a long time, but in our daily lives, we don’t normally use the learnings on this subject. If we do need to buy a house or manage our credit card or do anything about business and finance one day, we could just search online about how to just buy a house or manage our credit card; we don’t need to use several years to learn all about this subject. Researching online could be a much easier way as we could just skip to the section we need to learn about. Finance consists of 49 topics in total, including banking, debt, real estate, cash flow, interest, investment, money, market impacts, return, risk, trade, and so much more. Most finance courses by themselves take 3 years to learn while tapping on the keyboard and scrolling through a website might just take a few minutes. Most good websites on finance are also free, and it wouldn’t take long for one to learn about just one small topic instead of the whole finance course. Finance has many topics, and if we do need to learn about one topic of finance in our daily lives, we could easily search online instead of taking a whole personal finance course.
Many schools are considering to enroll a personal finance course. However, this course is not practical. There are already many academic classes that students need to work on, and adding another finance course would not relieve one’s stress in all those classes. More seriously, students may also have health problems from the lack of sleep if a personal finance course is added. Students might not use their learnings from the finance course in their future jobs. If their future jobs are about finance and business, the finance course would already be applied to their schedule. Finance has many topics, and learning all of them can take a lot of time. In our daily lives, if we need to do anything related to finance, we can just search about this small topic online instead of taking a whole finance course. Enrolling in a personal finance course is not practical.
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